What Does The Homeowners Insurance Cover?

What Does The Homeowners Insurance Cover?

You paid for coverage. Then the insurance company sends its adjuster, narrows the damage, blames part of it on wear, part on water, part on “old issues,” and the settlement doesn’t come close to what it takes to repair your home. That’s where most homeowners get...
Non Waiver Agreement Insurance: Should I Sign

Non Waiver Agreement Insurance: Should I Sign

A Non-Waiver Agreement Insurance is a document that protects the insurance company from unintentionally giving up (waiving) its rights while it investigates a claim. What it means in summary – when an insurance company starts looking into your claim, they might...
Call Public Adjuster Before Searching Homeowners Insurance Claim Lawyers Raleigh

Call Public Adjuster Before Searching Homeowners Insurance Claim Lawyers Raleigh

CLAIM DISPUTE? Your first instinct is probably to Google “homeowners insurance claim lawyers Raleigh” and brace for a legal war. And that makes sense. But jumping straight to an attorney might not be the most effective first move, and could cost you more...
Personal Property Replacement Cost Endorsement FACTS

Personal Property Replacement Cost Endorsement FACTS

Let’s get straight to it. A personal property replacement cost endorsement is the single most important add-on to your homeowners insurance policy. It’s the one thing that legally forces your insurance company to pay the full, real-world cost to buy a new...