So, your insurance claim was denied. What now? How to Appeal Insurance Claim Denial. That denial letter for your homeowner or business property claim feels like a gut punch. After surviving a fire, flood, or hurricane, seeing the words “claim denied” is the last thing you want to deal with. But I need you to […]
When your property is damaged, the most critical difference in the public adjuster vs insurance adjuster debate comes down to one simple question: who do they work for? A public adjuster works exclusively for you, the policyholder. An insurance adjuster, on the other hand, works for the insurance company, and their job is to protect […]
When you ask, “will insurance cover roof replacement,” the honest answer is a frustrating maybe. But you need to understand that your insurance company’s goal is often to turn that “maybe” into a hard “no.” They aren’t on your side. Companies like Allstate and State Farm operate from a calculated playbook designed to delay, underpay, […]
When you file an insurance claim for water damage, the process starts the second you find the leak. It’s about meticulously documenting everything with photos and videos and then, finally, notifying your insurance company. But make no mistake, the real fight for fair compensation truly begins after that initial call. Large insurers are notorious for […]
That first settlement offer you get for your flood damage claim isn’t a mistake. It’s a strategy. When you see that insultingly low number, you need to understand it’s just the opening move from an overwhelmed government program whose primary duty is to save money. Pushing back isn’t just an option; it’s the only way […]