How Much Are Public Adjuster Fees on Average? The fee for a public adjuster public adjuster average between 10% to 20% of the final insurance claim settlement, depending on the size and complexity of the claim. The fee is contingency-based, meaning you pay nothing upfront — the public adjuster only earns a percentage of the […]
A clean insurance check can still leave you unable to finish the repairs. The carrier’s adjuster may have priced visible damage, while your contractor finds wet insulation, damaged subfloor, missing code-required work, or rooms that can’t be restored without matching adjacent materials. That gap is where insurance claim supplements matter. A supplement isn’t a favor […]
If My Tree Falls on My Neighbor’s House, Who Is Responsible? When a tree falls on neighbor’s house, the neighbor’s own homeowners insurance usually pays for the damage — not you. In North Carolina, the tree’s owner is generally only responsible if they were negligent, such as ignoring a tree they knew (or should have […]
Public Adjuster vs Attorney: What’s the Quick Answer? In the public adjuster vs attorney decision, the quick answer is this: a public adjuster documents, values, and negotiates your property insurance claim, while an insurance attorney litigates legal disputes. Most homeowners with storm, water, or fire damage start with a public adjuster and only escalate to […]
Why You Should Never Take a Flood Claim Engineering Report at Face Value A flood claim engineering report should never be accepted at face value because, as the Raimey v. Wright National Flood Insurance case revealed, a carrier-hired engineering firm rewrote a field engineer’s findings to support denying a valid claim. If an engineer’s report […]