What is A Public Adjuster – Why And When To Use A Public Insurance Adjuster? Independent Public Insurance Adjusters Work For YOU, Not The Insurance Company http://www.forthepublicadjusters.com A public adjuster is a professional claim handler/ claims adjuster who advocates for the policyholder in appraising and negotiating a policyholders insurance claim What is the difference between a public adjuster and an insurance adjuster? An insurance adjuster works for the insurance company. Whereas a Public Insurance Adjuster works for YOU, the policyholder, against your insurance company. They have an adjuster, you should too. Should I hire a public adjuster? Why and when to use a public adjuster? Do not hire a public adjuster until you watch this. If you get a public adjuster involved from the beginning stages of your insurance claim the public adjuster can then meet with the insurance company adjuster and have input on the claim and the associated damages. If your insurance company offers you less than you need to repair your home after a fire, water damage, wind or hail storm, tornado or hurricane, hire a public claims adjuster that works for you and who doesn’t get paid unless you get paid. What A Public Adjuster Does For You & Why And When To Use A Public Adjuster? Our independent, public insurance adjusters are licensed in both NC and VA. Questions to Ask and Things You Should Know Before Hiring a Public Adjuster What is A Public Adjuster, insurance claims adjuster, public adjuster, North Carolina Public Adjuster, North Carolina, what is the difference between a public adjuster, who is the best public adjuster, insurance claim, should i hire a public adjuster, public insurance adjuster, Public adjuster NC, Public adjuster VA, WHY YOU NEED A PUBLIC ADJUSTER, Insurance claim help, insurance claims adjuster, what is the difference between a public adjuster and an insurance adjuster, Fire Damage, water damage, homeowner claims, claims adjuster, leaking pipes, Fire Restoration, when to use a public adjuster, how to use a public adjuster, frozen pipes, Property inspection, house fire help, Free homeowners policy revies.
Insurance Companies Use Adjusters. You Should Too!
There is a severe Conflict of Interest created by the insurance company when they send out…
THEIR Adjuster
Whose salary THEY pay
To estimate HOW MUCH
THEY owe
On YOUR CLAIM!
Your public adjuster NC, VA will ensure that you, the policyholder, obtains the maximum you are owed for property damage. We will review your Insurance claim at NO COST.
For The Public Adjusters NC, VA is a professional team of state-licensed public insurance adjusters, standing by to represent YOU… Just like the adjuster who represents your insurance company.
Have Questions? Speak To A Public Adjuster
Have all your property claim damage questions answered for free. No sales pitch, No pressure. Just answers.How can an Independent Insurance Adjuster help you?
We are Independent Public Insurance Adjusters in NC, VA. For The Public Adjusters, Inc. will answer your insurance claim related questions and provide advice and assistance for insurance-related damages that are a result of fire, smoke, wind, water, flood damage, theft, hail, and hurricanes. Get in touch with us today!
HERE’S WHY YOU NEED TO HAVE AN
Independent Public Insurance Adjuster NC, VA On YOUR Side
As if severe damage to your property isn’t enough, the second catastrophe can be dealing with your insurance company or an insurance company adjuster.
Most insurance claims can be very complex due to the large amounts of property that
And, as you’d expect, most insurance companies want you to believe that they will live up to their end of the policy, and pay for all property damages incurred.
Yet, more and more policyholders are finding themselves fighting with insurance company representatives.
Insurance company adjusters act like the policyholder (you) is trying to take “their personal money.”
There is really only one fact when it comes to any type of claim you have. It’s not the
It’s your money.
You are entitled to the full “Amount of Loss,” for the damages that your home or business has suffered. A public insurance adjuster works for you, not the insurance company.
You should not and cannot be expected to fight a homeowners or business owners claim alone.
Well, technically, you can. But, we encourage you to bring in Public Adjuster NC VA experts. Here’s why:
1. Their Adjuster
The insurance company will send out a claims adjuster (a hired gun) that works for “them” to assess and value the property damage you have suffered.
2. Their Advice
‘Their’ adjuster will advise you on how much ‘they’ owe for your claim. Or worse yet, how much “they” are willing to pay for the damage “you” have suffered.
3. Their Play
How do you know if ‘they’ are correct, or missing items, or purposely excluding others?
They sure have a lot of advantages by sending
their claims adjuster to your property.
Can You See How The Insurance Company Has Total Control Over You And How Much Your Claim Is Worth?
Shouldn’t You Have A Representative That Assesses And Values The Property Damages You Have Suffered As Well?
Does it seem logical that a person should enter into a legal matter without proper representation? It would be similar to asking the IRS to do your taxes. I don’t believe any sane person would request such things. If that’s the case, then why would you allow your insurance company to value your claim?
It’s a severe Conflict of Interest when an insurance adjuster represents both sides of the claim.
It only makes sense, right? Would you want to be on trial for murder without an attorney? Would you want the jury who will be sentencing you to only here from the States Attorney or the victims attorney?
Sounds ridiculous, doesn’t it?
Can you see the problem and the conflict of interest that exists with a claims process that has only one claims adjuster that works for the insurance company?
Who works for you, the policyholder, the homeowner, the business owner? In most cases… the unfortunate answer is that no one is there guiding and assisting the policyholder. The homeowner is left alone to handle the claim damages themselves.
Or worse, most will simply rely on the insurance company adjuster’s valuation of their loss.
1. Do You Know?
How do you know if the insurance company is paying all that your insurance policy allows?
2. Your Policy?
Do you know and understand everything in your policy?
3. Coverage?
Do you understand your coverage and the convoluted language of the insurance policy?
4. Your Costs?
Do you understand all the cost of repairing or replacing your home or building?
Can you really afford to give up an additional 300% to 1500% in claim proceeds by dealing with the insurance company by yourself?.
Take action now!
We’re public insurance adjusters providing residential & commercial claim help in NC and VA.
At the very least, speak to a private claims adjuster to get some advice. It does not cost anything to speak to someone.
For The Public Adjusters List Of Services Near You
Fire Claims
Many policyholders allow their insurance company's adjuster to inspect their building, estimate and process their entire claim, and generate a value of their full fire insurance claim — without asking any questions. Without even considering if the insurance adjuster is correct! We are IICRC Certified for Fire Damage.
Water Damage
Water damage from broken pipes, overflows, appliances, rainstorms, etc. is one of the most common types of property damage claims. The costs of drying and reconstruction after water infiltration are very costly. Insurance company adjusters are NOT Water Damage Certified. However, OUR ADJUSTERS ARE!
Wind Damage
Many home and business owners can see damage to their properties. However, most wind and hail damage cannot be seen. Not having your home properly inspected can result in Tens Of Thousands of dollars in damages over and above the damages caused by the storm. We will inspect your damages at NO COST!
Hail Damage
Recovering financially from a hail damage claim can be challenging. Many claims adjusters and carriers often have different standards or guidelines in their claim processing manuals of what is considered hail damage and/or how many hail hits are needed to consider coverage. Our trained Public Adjusters got you covered.
Hurricane Claims
Hurricanes spread devastation throughout North Carolina. The aftermath leaves you on an unfamiliar playing field; dealing with an unfair insurance company holding the money you need and acting like your claim proceeds is personal money from their personal bank account.
Tornado Claims
It is not unusual for property insurance companies to deny claims, or fail to adequately and promptly pay for the damages after a storm. These insurance companies refuse to cover damages to your house or building, personal property and other coverage for which you have paid premiums.
Theft / Vandalism
A theft or vandalism is not only a breach of personal security and a major source of anxiety, but it's often also the beginning of a long battle with insurance companies for proper coverage. Most theft claims can be very complex due to the large amounts of property that is damaged.
Get Started
For The Public Adjusters, Inc. will answer your insurance claim related questions and provide advice and assistance for insurance related damages that are a result of fire, smoke, wind, water, flood damage, theft, hail, and hurricanes. Speak with a Licensed Public Adjuster today!
Public Adjusting Tips & Resources
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