For the Public Adjusters
Durham, NC
Public Adjuster Durham
Public Insurance Adjusters In Durham, NC Providing Residential & Commercial Claims Help
Public adjuster Durham, NC, are licensed professionals who assist policyholders in navigating the complexities of dealing with an insurance claim. Our primary role is to advocate for YOU, ensuring you will receive the maximum compensation possible for YOUR claim.
For The Public Adjusters
Triangle Area NC
5448 Apex Peakway
Suite #365
Apex, NC 27502
Ph: (919) 400-6440
Fx: (919) 578-5567
Cities We Serve: Durham, Raleigh, Chapel Hill, Hillsborough, Mebane, Creedmore, Roxboro, Oxford, Henderson, Rougemont, Bahama, Hampton, and surrounding areas.
Counties We Serve: Alamance, Chatham, Caswell, Durham, Franklinton, Granville, Guilford, Harnett, Lee, Person, Vance, Wake, Warren.
Schedule a Consultation
Have your Durham property claim damage questions answered for free. No sales pitch, No pressure. Just answers.
Our Service Types
Our Locations
- North Carolina
- Raleigh, Durham, Greensboro, Wilmington, Jacksonville
- Virginia
- Norfolk, Virginia Beach, Suffolk, Newport News, Chesapeake, Emporia, Danville
HERE’S WHY YOU NEED TO HAVE AN
Independent Public Adjuster Durham Is On YOUR Side
As if severe damage to your Durham, NC property isn’t enough, the second catastrophe can be dealing with your insurance company or an insurance company adjuster.
Insurance claims are often complicated, especially when significant property damage is involved.
While insurance companies may assure you that they will honor their policies and cover all damages, the reality can be quite different.
What Do Public Adjuster Durham Do?
Public Adjuster Durham NC are experts in insurance policies and the claims process. Unlike insurance company adjusters who work on behalf of the insurer, public adjusters work solely for YOU, the policyholder.
We will assess all claim damage, document the issues caused by Fire, Water, Wind, Hurricanes, and more, negotiate with the insurance company, and manage the entire claims process on your behalf.
Yet, more and more Durham policyholders are finding themselves in a battle with their claim representatives.
Insurance company adjusters act like the policyholder (you) is trying to take ‘their personal money.’
There is really only one fact when it comes to any type of claim you have. It’s not the adjuster’s money, or the insurance company’s money…
It’s your money.
You are entitled to the full “Amount of Loss,” for the damages that your home or business has suffered. Durham, NC residents must stand up for themselves.
Durham policyholders should not and cannot be expected to fight a homeowners or business owners claims alone.
Well, technically, you can. But, we encourage you to bring in the Public Adjuster Durham experts. Here’s why:
1. Their Adjuster
The insurance company will dispatch a claims adjuster—essentially, their hired representative—to evaluate and determine the value of the property damage you’ve sustained.
2. Their Advice
“Their” adjuster will inform you of how much “they believe” your claim is worth—or, even worse, how little “they’re willing to pay” for the damage you’ve experienced.
3. Their Play
How do you know if “they” are correct? How do you know if they are or missing items? How do you know if the are purposely excluding covered items?
They gain significant advantages by sending THEIR
insurance claims adjuster to YOUR property.
Can You See How The Insurance Company Has Total Control Over You And How Much Your Claim Is Worth?
Shouldn’t You Have A Representative That Assesses And Values The Property Damages You Have Suffered As Well?
Does it seem logical that a person should enter into a legal matter without proper representation?
It would be similar to asking the IRS to do your taxes. I don’t believe any sane person would request such things. If that’s the case, then why would you allow an insurance company adjuster to value your claim?
It only makes sense, right? Would you want to be on trial for murder without an attorney? Would you want the jury who will be sentencing you to only hear from the States Attorney or the victims attorney?
Sounds ridiculous, doesn’t it?
Can you see the problem and the conflict of interest that exists with a claims process that has only one claims adjuster that works for the insurance company?
Who works for you, the policyholder, the homeowner, the business owner? In most cases… the unfortunate answer is that no one is there guiding and assisting the policyholder. The homeowner is left alone to handle the claim damages themselves.
Or worse, most will simply rely on the insurance company adjuster’s valuation of their loss.
1. Do You Know?
2. Your Policy?
Do you know and understand everything in your policy? Your public adjuster Durham does.
3. Coverage?
4. Your Costs?
Insurance carriers do not want anyone representing you!
They use your inexperience to save themselves tens of thousands of dollars by minimizing claim! payouts.
Having an Independent Public Adjuster working for you will increase your claim proceeds by 747%.
Keep this fact in mind.
A Study conducted by the ‘Office of Program Policy Analysis & Government Accountability (OPPAGA)’ stated the following:
“Policy holders with public adjuster representation typically received higher settlements than those without public adjusters.
Policyholders that filed catastrophe claims in 2008 and 2009 generally received larger insurance settlements than policyholders that did not hire these persons.
%
“The typical payment to a policyholder represented by a public adjuster was $22,266 for claims filed in 2008 and 2009 related to the 2006 hurricanes.
“In contrast, policyholders who did not use a public adjuster received typical payments of $18,659.
“The difference in payments was larger for claims related to 2005 hurricanes, with public adjuster claims resulting in payments that were 747% higher.”
Are you willing to risk losing 300% to 1500% more in claim proceeds by attempting to handle the insurance process on your own?
Take action now!
We are public insurance adjusters offering residential and commercial claim assistance in Durham, NC, and the surrounding Triangle area.
At the very least, reach out for advice and insurance claim guidance. It’s free to consult with us and get answers to all your questions from a Licenced Public Adjuster Durham.
For The Public Adjusters List Of Services Near You
Fire Claims
Many policyholders allow their insurance company's adjuster to inspect their building, estimate and process their entire claim, and generate a value of their full fire insurance claim — without asking any questions. Without even considering if the insurance adjuster is correct! We are IICRC Certified for Fire Damage.
Water Damage
Water damage from broken pipes, overflows, appliances, rainstorms, etc. is one of the most common types of property damage claims. The costs of drying and reconstruction after water infiltration are very costly. Insurance company adjusters are NOT Water Damage Certified. However, OUR ADJUSTERS ARE!
Wind Damage
Many home and business owners can see damage to their properties. However, most wind and hail damage cannot be seen. Not having your home properly inspected can result in Tens Of Thousands of dollars in damages over and above the damages caused by the storm. We will inspect your damages at NO COST!
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Hail Damage
Recovering financially from a hail damage claim can be challenging. Many claims adjusters and carriers often have different standards or guidelines in their claim processing manuals of what is considered hail damage and/or how many hail hits are needed to consider coverage. Our trained Public Adjusters got you covered.
Hurricane Claims
Hurricanes spread devastation throughout North Carolina. The aftermath leaves you on an unfamiliar playing field; dealing with an unfair insurance company holding the money you need and acting like your claim proceeds is personal money from their personal bank account.
Tornado Claims
It is not unusual for property insurance companies to deny claims, or fail to adequately and promptly pay for the damages after a storm. These insurance companies refuse to cover damages to your house or building, personal property and other coverage for which you have paid premiums.
Theft / Vandalism
A theft or vandalism is not only a breach of personal security and a major source of anxiety, but it's often also the beginning of a long battle with insurance companies for proper coverage. Most theft claims can be very complex due to the large amounts of property that is damaged.
Get Started
For The Public Adjusters, Inc. will answer your insurance claim related questions and provide advice and assistance for insurance related damages that are a result of fire, smoke, wind, water, flood damage, theft, hail, and hurricanes. Speak with a Licensed Public Adjuster today!
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If you’ve experienced damage covered by your insurance and are filing a claim, or you are already dealing with an unfriendly insurance company, consulting a Durham public adjuster could be a smart move. Unlike insurance company adjusters who work for the insurer, a public adjuster Durham is an independent professional hired by you to represent your interests.
Public Adjuster Durham specializes in assessing property damage, interpreting complex policy details, and negotiating with the insurance company to ensure you receive a fair settlement. Insurance policies can be tricky, and companies may undervalue claims or overlook certain damages—having an expert on your side can level the playing field.
A public adjuster’s expertise could maximize your payout, reduce stress, and help you avoid costly mistakes during the claims process.