For the Public Adjusters
Durham, NC
Public Adjuster Durham
Public Insurance Adjusters In Durham, NC Providing Residential & Commercial Claims Help
Public adjusters in Durham, NC, are licensed professionals who assist policyholders in navigating the complexities of dealing with an insurance claim. Our primary role is to advocate for YOU, ensuring you will receive the maximum compensation possible for YOUR claim.
For The Public Adjusters
Triangle Area NC
5448 Apex Peakway
Suite #365
Apex, NC 27502
Ph: (919) 400-6440
Fx: (919) 578-5567
Cities We Serve: Durham, Raleigh, Chapel Hill, Hillsborough, Mebane, Creedmore, Roxboro, Oxford, Henderson, Rougemont, Bahama, Hampton, and surrounding areas.
Counties We Serve: Alamance, Chatham, Caswell, Durham, Franklinton, Granville, Guilford, Harnett, Lee, Person, Vance, Wake, Warren.
Schedule a Consultation
Have your Durham property claim damage questions answered for free. No sales pitch, No pressure. Just answers.
Our Service Types
Our Locations
- North Carolina
- Raleigh, Durham, Greensboro, Wilmington, Jacksonville
- Virginia
- Norfolk, Virginia Beach, Suffolk, Newport News, Chesapeake, Emporia, Danville
HERE’S WHY YOU NEED TO HAVE AN
Independent Public Insurance Adjuster From Durham On YOUR Side
As if severe damage to your Durham, NC property isn’t enough, the second catastrophe can be dealing with your insurance company or an insurance company adjuster.
Insurance claims are often complicated, especially when significant property damage is involved.
While insurance companies may assure you that they will honor their policies and cover all damages, the reality can be quite different.
What Do Public Adjusters Do?
Public adjusters are experts in insurance policies and the claims process. Unlike insurance company adjusters who work on behalf of the insurer, public adjusters work solely for YOU, the policyholder.
We will assess all claim damage, document the issues caused by Fire, Water, Wind, Hurricanes, and more, negotiate with the insurance company, and manage the entire claims process on your behalf.
Yet, more and more Durham policyholders are finding themselves in a battle with their claim representatives.
Insurance company adjusters act like the policyholder (you) is trying to take ‘their personal money.’
There is really only one fact when it comes to any type of claim you have. It’s not the adjuster’s money, or the insurance company’s money…
It’s your money.
You are entitled to the full “Amount of Loss,” for the damages that your home or business has suffered. Durham, NC residents must stand up for themselves.
Durham policyholders should not and cannot be expected to fight a homeowners or business owners claims alone.
Well, technically, you can. But, we encourage you to bring in the experts. Here’s why:
1. Their Adjuster
The insurance company will dispatch a claims adjuster—essentially, their hired representative—to evaluate and determine the value of the property damage you’ve sustained.
2. Their Advice
“Their” adjuster will inform you of how much “they believe” your claim is worth—or, even worse, how little “they’re willing to pay” for the damage you’ve experienced.
3. Their Play
How do you know if “they” are correct? How do you know if they are or missing items? How do you know if the are purposely excluding covered items?
They gain significant advantages by sending THEIR
insurance claims adjuster to YOUR property.
Can You See How The Insurance Company Has Total Control Over You And How Much Your Claim Is Worth?
Shouldn’t You Have A Representative That Assesses And Values The Property Damages You Have Suffered As Well?
Does it seem logical that a person should enter into a legal matter without proper representation?
It would be similar to asking the IRS to do your taxes. I don’t believe any sane person would request such things. If that’s the case, then why would you allow an insurance company adjuster to value your claim?
It only makes sense, right? Would you want to be on trial for murder without an attorney? Would you want the jury who will be sentencing you to only hear from the States Attorney or the victims attorney?
Sounds ridiculous, doesn’t it?
Can you see the problem and the conflict of interest that exists with a claims process that has only one claims adjuster that works for the insurance company?
Who works for you, the policyholder, the homeowner, the business owner? In most cases… the unfortunate answer is that no one is there guiding and assisting the policyholder. The homeowner is left alone to handle the claim damages themselves.
Or worse, most will simply rely on the insurance company adjuster’s valuation of their loss.
1. Do You Know?
2. Your Policy?
3. Coverage?
4. Your Costs?
Insurance carriers do not want anyone representing you!
They use your inexperience to save themselves tens of thousands of dollars by minimizing claim! payouts.
Having an Independent Public Adjuster working for you will increase your claim proceeds by 747%.
Keep this fact in mind.
A Study conducted by the ‘Office of Program Policy Analysis & Government Accountability (OPPAGA)’ stated the following:
“Policy holders with public adjuster representation typically received higher settlements than those without public adjusters.
Policyholders that filed catastrophe claims in 2008 and 2009 generally received larger insurance settlements than policyholders that did not hire these persons.
%
“The typical payment to a policyholder represented by a public adjuster was $22,266 for claims filed in 2008 and 2009 related to the 2006 hurricanes.
“In contrast, policyholders who did not use a public adjuster received typical payments of $18,659.
“The difference in payments was larger for claims related to 2005 hurricanes, with public adjuster claims resulting in payments that were 747% higher.”
Are you willing to risk losing 300% to 1500% more in claim proceeds by attempting to handle the insurance process on your own?
Take action now!
We are public insurance adjusters offering residential and commercial claim assistance in Durham, NC, and the surrounding Triangle area.
At the very least, reach out for advice and insurance claim guidance. It’s free to consult with us and get answers to all your questions from a Licenced Public Adjuster Durham.
For the Public Adjusters Durham list of services
Hurricane Claims
Tornado Claims
Wind Damage
Many home and business owners can see damage to their properties. However, most wind and hail damage cannot be seen. Not having your home properly inspected can result in Tens Of Thousands of dollars in damages over and above the damages caused by the storm. We will inspect your damages at NO COST!
Hail Damage
Recovering financially from a hail damage claim can be challenging. Many claims adjusters and carriers often have different standards or guidelines in their claim processing manuals of what is considered hail damage and/or how many hail hits are needed to consider coverage.
Hurricane Claims
Tornado Claims
Theft / Vandalism
Get Started
Public Adjuster Durham, NC Insurance Claims Resources
How To Get More Money From Your Fire Damage Adjuster NC VA
Dealing with an insurance company adjuster after suffering fire damage to your property can be an exhausting experience. Some fire claim adjusters are simply unreasonable and difficult to deal with. Maximizing your claim from a fire damage adjuster can be crucial for...
Tornado Damage And What Is Covered By Insurance Policy
Policyholders who suffer property damage from tornadoes shouldn't fear if the words "Tornado Damage" does not appear in their homeowners' or businessowners' insurance policy. The word “tornado” does not exist in most insurance policies. However, what does exist is the...
Greensboro Tornado Insurance Claim Advice Help Assistance
Greensboro Tornado Insurance Claim - North Carolina: Shocking tornadoes trigger apparent physical and "visible" damage. Even so, most of these tornadoes result in considerable "hidden" problems as well. In both instances, policyholders could find themselves in a...